Welcome Byrnes Scholar!

Below are digital resources to help you manage EVERY ASPECT of your financial life.

Click on the GREEN text for the links.

My #1 Best Selling Devotional (Financial Seasons) - Endorsed by personal finance guru, Dave Ramsey. This is the story of how we paid off $300,000 in 5 years.

You Need A Budget (YNAB)

(CURRENT COLLEGE STUDENTS click here for FREE YEAR)

(Everyone Else Click Here For 1 month FREE after 34 day free trial) This is the budgeting tool we use and recommend to all of our clients. NOTE: It is best to use your laptop to set up your account and then manage your transactions using the free mobile app.

Financial Reality Check - Use this Google sheet to get an understanding of how you have spent your money over the last three months. It is eye opening! Use this powerhouse tool to raise your financial awareness and set yourself up for success.

Budget Bundle - This Google sheet has three tabs to guide you through the budgeting process. The Zero Based Budget tab (click here for tutorial) walks you through how to give ALL of your money an assignment. The Pay Day Details tab (click here for tutorial) helps you determine when to spend your money. The Irregular Income tab (click here for tutorial) shows you how to budget even when the amount varies per pay day.

SPEND To Save - This short video will give you 5 keys to strengthening your personal finance foundation.

Basic Will & Powers of Attorney for college students - this site will allow you to purchase the basic forms needed to protect you as a young adult.